My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. ) By paying this fee, your money will grow or step-up in a separate account. . The Annuity Gator’s End Take on the Nationwide Life Nationwide Summit AnnuityThe Annuity Gator’s End Take on the Great American AssuranceSelect 7 Plus Annuity Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those. The Annuity Gator’s End Take on the Mass Mutual Odyssey Select 7-Year MYGA Annuity Where this annuity works the best: If you want principal protection; If you are seeking an interest rate guarantee; If you plan to use the guaranteed income feature; Where this annuity works the worst: If you want the opportunity for a higher rate of returnOpening Thoughts on the Pacific Life Pacific Mariner 3 Year Annuity. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Calculate all of the annuity fees (some annuities have obscure fees). We can help you with the following three areas: 1). We’ve also been providing these. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those. In addition, there is an annual service charge of $35, up to a maximum of $50. The broker openly acknowledges that annuities aren’t for everyone. What's the biggest question that you have about annuities? *. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. My name is Matthew Taub. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. The Annuity Gator’s End Take on the Jackson National Life Action Fixed Annuity. Annuity Gator is a website that helps you compare and choose annuities from different providers. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. As an example, if your participation rate is 80%, and the underlying index returns 5% for the period, then your annuity would be credited with 4% (5% x 80% = 4%). product was identified and. Despite the current volatility in the. As of mid-year 2019, Athene held nearly $133 billion in total assets, with more than $113 billion in invested assets, and over $1 billion in excess capital. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. 00%. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. Balanced safety and growth. So in this scenario, you would actually be guaranteed a rate of 4. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. 70% for joint life (both you and your spouse. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. Adam Grubius LICENSED ANNUITY ADVISOR. So, the range of total annual portfolio operating expenses – including investment advisory fees, 12b1 fees, and other expenses as a percentage of the average portfolio assets – can range between . The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Midland National MNL IndexBuilder 10 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. My name is William Seeley. The Annuity Gator’s End Take on the Guardian Secure Future Income Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long life; Will need retirement income in the extended future; Are seeking a guaranteed income;The Polaris annuity also has a surrender charge for the first seven years. According to EMC National Life’s website, the Single Premium Immediate Annuity (SPIA) is designed to provide a guaranteed, steady income immediately after purchase. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. M. And, this money doesn’t necessarily have to be your hard-earned retirement savings. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. Fisher is spot on in sharing the importance of keeping costs low. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. As a source of guaranteed income delivered by a reliable company. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. Ameritas describes the Compass Index Annuity as a product that offers the following benefits: Upside potential. Indexed Annuity; Deferred Annuity; Fixed Annuity; Variable Annuity; Annuity Reviews. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. As of year-end 2018, American Equity. So, if you would like to set up a time to talk with an Annuity Gator retirement income expert, feel free to contact us by phone at (888) 440-2468 or via email, through our secure online contact form. 25%. At Annuity Gator, we don’t think you should have to stay in a product that is no longer fitting your needs. Best. 0 product could be a viable option for those who: Want the opportunity for high, market-related returns; Are seeking a lifetime incomeThe Annuity Gator’s End Take on the Sentinel Security Life Personal Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal; If you want a set rate of growth (at least for the first 5 years) If you want the security of knowing you’ll have a guaranteed income in retirement;At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. Multi-year Guaranteed Annuities (MYGAs) are a type of fixed annuity that provide a set interest rate for a certain period of time (typically anywhere from three to ten years). The Annuity Gator’s End Take on the Athene Ascent Accumulator 10 Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the stock market; The opportunity for index-linked growth, as versus just a set (low) rate of returnThe Annuity Gator’s End Take on the EquiTrust Certainty Select Multi-Year Guarantee Annuity Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. The Annuity Gator’s End Take on the Jackson National Life BonusMAX Two Annuity Where it works best: The Jackson National BonusMAX Two annuity may work the best for those who are looking for the following: Safety of principal; Guaranteed lifetime income; Guaranteed rate protection – at least for a short period of time after purchasing the. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the American Legend III Fixed Indexed Annuity from Great American Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementThe Annuity Gator’s End Take on the New York Life Guaranteed Future Income ll DIA Where this annuity may work best: The New York Life Guaranteed Future Income ll Deferred Income Annuity may be a good option for you if you: Anticipate a long lifespan; Will need retirement income in the extended future;Hidden costs and fund participation rate variances explained by Annuity Gator. This annuity tracks the S&P 500 index. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Despite the current volatility in the market and the low. If you want to learn modern approaches to protect and grow your retirement savings and ensure that you never outlive your money — you have come to the right place!”. Despite the current volatility in the market and the elevated. For years, we’ve made the annuity comparison process easy and understandable – which in turn, can make the annuity buying process much less. S. Here, this annuity charges additional fund platform fees that can range from . This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. Share your videos with friends, family, and the worldMYGA Plus. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). The Annuity Gator’s End Take on the MassMutual RetireEase Deferred Income Annuity Where it works the best: This annuity could be a good option for those who: Anticipate a long lifespan; Will need retirement income in the extended future (up to 30 years before it begins) Are seeking a guaranteed income later in lifeThe Annuity Gator’s End Take on the Northwestern Mutual Fee Based Select Variable Annuity Where this annuity works the best: There is no one-size-fits-all investment that is right for everyone. This annuity allows you to turn a lump sum of money into a steady income stream right way. Here at Annuity Gator, we publish the most comprehensive independent annuity reviews online and have been doing it longer than many of the copycat annuity review websites you see now. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. We have been at this for quite some time now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. com team members will personally. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. These begin in Year 1 at 9%, and they gradually grade down to . For additional flexibility, this product also offers three different crediting methods, four index options, and a fixed. Learn More About Me. With this annuity, you can garner a number of nice benefits, including: The Milestone MYGA 5 offers a guaranteed fixed rate of interest for five years – regardless of what happens in the market. My name is William Seeley. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. com team members will personally. Annuity Gator employs a team of experts who thoroughly research and analyze various annuity products available in the market. A bonus of between 5% and 7% that can offer you growth – even in a down or flat market year. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. 5 billion in assets, and had nearly $13 billion of total life insurance in force. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. What's the biggest question that you have about annuities? *. The opportunity for additional, index-linked. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. However, they differ from regular fixed annuities in the way their return is determined. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Annuity Basics. Where it works best: This particular annuity will typically work the best if you are looking for: A long-term interest rate guarantee (7 years initially) Safety of principal Guaranteed lifetime income; Where it works worst:The Annuity Gator’s End Take on the Eagle Life Insurance Company’s Eagle Platinum Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A set interest rate guarantee; Safety of principal; Guaranteed lifetime income; Where it works worst: This annuity may not work well if you:My name is Richard Scott. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. This annuity guarantees that these income payments will last for a specified period of time, or even for the remainder. 50% in Year 10, until they reach 0% in Year 11 and thereafter. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. These fees include an annual contract maintenance. Again no pressure to buy anything. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. With the Market Index annuity from Puritan Life, you make just one single lump-sum premium payment. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. Overall fixed index annuity sales. Any time you are considering a high-dollar financial decision, it is best to get advice that is as objective as possible from a knowledgeable source. By delving into the good, the bad, and yes, sometimes even the ugly — you’ll find everything you need to know for determining whether or not a particular annuity may (or may not) be right for you. 75% to 6%, depending on your age and the income. The Solutions MYG6 annuity is described as a multi-year guarantee annuity (MYGA) that provides a guaranteed interest rate period of six years. Annuities can be complex. hondo55 . Where it works best: This annuity will generally work the best for those who are looking for: Safety of principal Slow but steady growth. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity recommendations; we are not beholden to any. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. 40%. 2 Living Benefit Rider The Transamerica Income Edge 1. Annual withdrawals of 3. The minimum fee for this feature is . The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. ) By paying this fee, your money will grow or step-up in a separate account. Annuity Gator. The Annuity Gators End-Take on the Transamerica Variable Annuity Series C-Share. Learn More About Me. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. Retirement annuities (or RA’s) are a type of fund in terms of the Pension Funds Act in that they are tax-advantaged investment vehicles designed for individual investors (versus employees who are participants in a workplace retirement fund). Pacific Life has been helping clients to grow and protect wealth for nearly a century and a half. 1. Each annuity review is written with the goal of publishing the most complete, unbiased annuity reviews available on the World Wide Web today. 0 out of 5. The Annuity Gator’s End Take on the New York Life Guaranteed Period Income Annuity ll Where this annuity works best: For those who need income for a set period of time (such as to ensure that income will continue after retiring, but before starting Social Security benefits)So, if you’d like to learn more, please feel free to contact us directly and schedule a time to chat with an Annuity Gator retirement income specialist. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. For instance, if you withdraw more than 10% of the annuity’s contract value within the first full nine years, you will incur a withdrawal fee. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. Welcome. The Annuity Gator’s End Take on the Jackson National Elite Access Advisory Variable Annuity Where it works the best: For those who are seeking the opportunity for a higher rate of return; For those who have a higher tolerance for risk; Where it works the worst: If you have a low tolerance for risk; If you are seeking protection of principal The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. 20% for a single Life or 2. Welcome to the Annuity Gator database. As of year-end 2018, American Equity. An accumulation vehicle for someone who needs access to their money. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. Featured. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Hagin . The Annuity Gator’s End Take on the Athene MaxRate Multi-Year Guarantee Annuity Where this annuity works best: While the Athene MaxRate Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits: Guaranteed growth (at least for the first seven years) Protection of. A check was sent promptly and just as promptly, cancelled, due to “ wrong amount sent”. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. This single premium fixed deferred annuity can provide long-term asset growth, with protection from care costs built directly into the annuity. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. Annuity Gator customer service is available. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. How EMC National Life Describes the Single Premium Annuity. Use the form on our website and one of the AnnuityGator. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. The Annuity Gator’s End Take on the Index Advantage Annuity from Allianz Life Where it works the best: For accumulating funds, without the risk of a catastrophic loss to the contract value For adding money to a tax-advantaged account – especially if other options such as an IRA and/or employer-sponsored retirement plan has been maxed out. M. The Axiom II annuity product also charges an annual mortality and expense fee (M&E) of 1. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. Here, we strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. Annuity Gator is comprised of a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. How to get guaranteed increasing income for the rest of your life. This charge starts out at 7% in Year 1, and it gradually grades down to 1% in Year 7, until it eventually reaches 0% in Year 8 and beyond. You will also find that as of late June 2019, the company had closed out 136 complaints over the past. According to the Jackson National Life Insurance Company brochure on the BonusMAX One annuity, this product is a flexible premium deferred fixed annuity that can provide you with the following benefits: Preservation of principal. The Annuity Gator’s End Take on the Global Atlantic Income 150+ Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guaranteeHere at Annuity Gator, we are a team of experienced financial pros who are intent on offering the most comprehensive and unbiased annuity reviews. On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market;The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. As with most other annuities, the Indexed Annuity II from Protective will also charge a surrender fee if you withdraw more than 10% of the annuity’s contract value within the surrender period. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. For producing an income for life that cannot be outlived by a surviving spouse. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. We Investigate Annuities So You Don’t Have To. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million commissionable trades per day! Have an annuity question? Your information is 100% confidential and your email will never be spammed! Just a friendly response to answer your questions and help point you in the right direction. (888) 440-2468. Despite the current volatility in the. Annuity Gator. You can reach us by phone at (888) 440-2468, or you can send us an email via our secure online contact form. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. So in this scenario, you would actually be guaranteed a rate of 4. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. As a source of guaranteed income delivered by a reputable company. This annuity is actually considered a registered index-linked annuity, or RILA, which offers 100% principal protection against market decline. Protection from loss in a down market. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. For the full year 2019, United Heritage Life Insurance Company took in nearly $102 million in insurance and annuity premium for a net income in excess of $5 million. The Annuity Gator’s End Take on the MassMutual Stable Voyage Deferred Annuity Where it works the best: The MassMutual Stable Voyage Fixed Deferred Annuity, while not for everyone, could be a good option if you. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirementThe Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. Best, and an A- (Strong) from Standard & Poor’s. For. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. Despite the current volatility in the. Better to lock in a guaranteed lifetime income. For instance, if you own or plan to purchase an annuity, you may be able to add additional benefits or guarantees by way of “riders”. 5%. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. The Balanced Choice Annuity Elevate (BCA Elevate) is a Fixed Indexed Annuity (FIA) that offers racy indexing options for investors who are looking to park their income money where it can earn more secure returns. Considered strong and stable financially, Upstream has been assigned a B++ rating from A. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. Competitive interest rates. So, if you have questions or want to learn more, contact us directly by calling (888) 440-2468 or you can send us an email through our secure online contact form. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. This seemingly endless stream of annuity “fine print” can often times lead to the complaints that are received about annuities – because customers will. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. 5:38 PM, 19 February 2019 . In fact, within a relatively short time for an insurer. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. M. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. My name is Matthew Taub. Despite the current volatility in the market and the low. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. With more than 58% of United Heritage’s overall. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. An annuity is designed to give you income. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. 4 Comments . TIP: Only one kind of annuity invests in mutual funds: the variable annuity. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. This is applied as a percentage of the daily net assets of the variable sub-accounts. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. Jackson National Life Insurance Company has been in operation since 1961. The goal is to help you take the guesswork out of retirement planning and find the best insurance coverage at the cheapest rates. M. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. But, if you are leaning towards the Fidelity Investment Life Insurance Company Personal Retirement Variable Annuity, then it could be a viable option for you if you are. Opening Thoughts on the Fidelity Personal Retirement Annuity Fidelity is a fairly well-known name in the financial arena. For instance, this annuity has ten years of back-end surrender charges. The smart way to get honest annuity guidance. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. Learn More About Me. Despite the current volatility in the market and the low-interest. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Read 6 reviews from customers who rated Annuity Gator 1. 85% and 0. Date of experience: February 09, 2021The Annuity Gator’s End Take on the Prudential PruSecure Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of. So, at that time (fall 2021), there is no track record on which to base its performance. (This annuity has a 7-year surrender charge period). But the tradeoff here is these riders oftentimes require an added expense. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . My name is Jason Siebert. How Do Annuities Work. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. As of mid-2020, Security Benefit Life held more than $41 billion in consolidated assets under management, and statutory revenue of nearly $5 billion. ”. With an indexed annuity, the return is based in large part on an underlying market index, such as the S&P 500. I requested money from my Athene Annuity to repair an extremely damaged roof. The Annuity Gator’s End Take on the Pacific Life Pacific Index Edge Fixed Indexed Annuity Where it works best: Although this annuity may not be the ideal option for everyone, it could be a good alternative if you are seeking the following features: The opportunity for higher growth than that of a regular fixed annuity productThe AccumuLock Indexed Annuity from Farm Bureau is no different. Downside protection. Initial contact was expedient. This annuity offers an initial rate guarantee of four years that begins on the issue date of the annuity contract. If you’re still considering the Fidelity FG Guarantee. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. The company held approximately $158 billion in total assets as of year-end 2017, as well as more than $11. Best, The Annuity Gator P. The Annuity Gator’s End Take on the MasterDex X Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as Simple Income rider is elected, and used shortly after purchase) For producing an income for life that cannot be outlived by a surviving spouse;In addition to the 6-year annuity, there is also an 8-year and a 10-year. The Annuity Gator’s End Take on the NAC North American Guarantee Choice 5 Annuity Where this annuity works best: If you are seeking protection of principal in any market condition; If you want a set rate of growth for a certain period of time, without the worry of losses in a volatile market The Annuity Gator’s End Take on Nationwide’s New Heights 10 Fixed Index Annuity. Annuity Gator has 5 stars! Check out what 358 people have written so far, and share your own experience. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The Annuity Gator’s End Take on the Lincoln American Legacy Variable Annuity Where it works best: When considering the Lincoln American Legacy annuity, it can often work best in situations where an investor wants to be invested in the market, but yet is concerned with taking on too much risk. Learn More About Me. We offer this testing for free at Annuity Gator. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. S&P 500 Performance. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. With more than $9. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. If you have been seeking more information about annuities online, you have. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. Likewise, there is also a fee to add the optional guaranteed minimum death benefit. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. Headquartered in Newport Beach, California, Pacific Life. This annuity is designed to provide the potential for growth, without the risks that are associated with investing in the stock market. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. The Annuity Gator’s End Take on the Sun America Polaris Variable Annuity Where it works best:According to the TIAA brochure, the Single Premium Immediate Annuity is a product that allows you to “build retirement income your way. When the underlying index performs well, a. We. At Annuity Gator, our mission is to help people understand how retirement income works, and how it can alleviate the concern about running out of money in the future. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. Your broker or plan administrator can set this up for you. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. The Annuity Gator’s End Take on the American Equity Bonus Gold Fixed Indexed Annuity Where it works the best: This annuity may work the best for those who are looking for: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in. With that in mind, some of the key advantages to purchasing through Canvas Annuity could be: Convenience (the entire transaction can take place online) Low or no feesWelcome to Annuity Gator, your online portal to the most comprehensive, unbiased reviews of annuity products today. (The. When the market experiences an upward trend, the returns inside the annuity increase. My name is Robert ”Bob” Gardner. We launched our educational blog to provide objective and helpful information to help you financially prepare for retirement. Fixed index annuities offer their holders a set amount of interest that is credited on an annual basis. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . Despite the current volatility in the. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. The company’s mission is to dispense honest guidance,. The Annuity Gator’s End Take on the American Equity Choice 10 Fixed Index Annuity Where it works best: The bottom line on the Choice 10 is that this annuity may work the best for people who are looking for the following features: Safety of principal; The opportunity for index-linked growth; Guaranteed lifetime income in retirement The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. At Annuity Gator, our mission is to educate consumers on all things annuity. The Annuity Gator’s End Take on the Prudential HDLI v3. Feel free to contact us any time to ask a question or set up a time to chat with an annuity specialist. Learning about how annuities work is essential for determining whether or not a. The Annuity Gator’s End Take on the Nationwide Life Destination Architect 2. We want you to be able to determine for yourself whether or not the annuity that is being discussed truly makes sense for your specific goals and needs. We have been doing this very well for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping. Guaranteed lifetime income in retirement. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. As an income source for investors who have a longer timeline. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. We review annuity products nearly every day, so if you’ve got a question or want to have one annuity tested against another, we’re the people who can help. 35%. The Annuity Gator’s End Take on The Standard Focused Growth Annuity Where it works best: Safety of principal; Guaranteed lifetime income in retirement; Guaranteed rate protection – at least for a short time after purchasing the annuity; Where it works worst: If you are seeking a long-term rate guarantee; If you are looking for a higher returnAccording to the Sagicor Life Insurance Company’s website, the Milestone MYGA is a single premium deferred fixed annuity. What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. The Annuity Gator. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. Annuity Gator, Cortaro, Arizona. Income that can keep pace with inflation and market growth. Learn More About Me. For instance, this annuity can provide you with a personal pension-like income. As of mid-2019, Equitable had more than $952 million in admitted assets, which is a 96% increase from just one year prior. Mutual funds are popular because they give investors an automatic layer of diversification, offering investors a choice of funds from among the categories of stocks, bonds, balanced funds, and money market funds. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. The company offers more than. 0 Variable Annuity Where the annuity works best: As a variable annuity, the Nationwide Life Destination Architect 2. The Annuity Expert is an independent online insurance agency servicing consumers across the United States. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. 2 billion. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. We met several times by phone and Zoom meetings, and he walked. 6:01 AM, 22 March 2019 . Despite the current volatility in the market and the low interest. The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. This is because the contract will provide the. The Annuity Gator’s End Take on the American Classic Annuity from American Life Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income Safety of principal Slow and steady tax-deferred growth An interest rate guarantee for a set period of timeLearn More About Me. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity;The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. 1 Sep 25, 2022 Date of experience: September 22, 2022 Joan Lunebach 4 US Apr 12, 2023 Verified Pleasant and super efficient . Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. Annuities are a unique product in that. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. Annuity details can be somewhat cumbersome to digest. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. As a source of guaranteed income delivered by a. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. Despite the current volatility in the. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. The Annuity Gator’s End Take on the Atlantic Coast Life Retirement Plus Multiplier Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; A long-term commitment to the. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it.